Life events: from arrival to departure
What to do about tax, insurance and pensions at each stage of your life in Japan, in order, with the calculators and guides you need for each step.
1
Moving to JapanFrom registering your address to your first payslip and the resident tax that arrives in your second year.
- Moving to Japan: Money Checklist for Your First Months
- Japan Take-Home Pay Calculator
- Resident Tax in Japan: Why It Starts in Your Second Year
2
Working in JapanBonuses, furusato nozei, the year-end adjustment, side jobs and when you need a tax return.
- Bonus Take-Home Calculator
- Furusato Nozei Limit Calculator (Hometown Tax Donation)
- Year-End Adjustment Refund Calculator (Nenmatsu Chōsei)
3
Changing jobsComparing job offers, health insurance and pension between jobs, unemployment benefits and your residence status.
- Net to Gross Salary Calculator
- Health Insurance After Leaving Your Job (National Health Insurance vs Voluntary Continuation)
- Unemployment Benefit Calculator (Employment Insurance)
4
Having a babyThe ¥500,000 childbirth grant, maternity and childcare leave pay, and medical costs around the birth.
See all 3 steps →5
Illness and medical billsThe monthly cap on medical costs, the medical expense deduction, and your health insurance options.
- High-Cost Medical Expense Benefit Calculator
- Medical Expense Deduction Calculator
- Health Insurance After Leaving Your Job (National Health Insurance vs Voluntary Continuation)
6
Settling downThe payment records for permanent residency, buying a home with a mortgage, and saving for retirement in Japan.
- Permanent Residency in Japan: The Money Records You Need
- Mortgage Calculator for Japan
- iDeCo Calculator for Foreign Residents
7
Leaving JapanResident tax, your final tax settlement, NISA and iDeCo, your retirement allowance and the pension refund.
- Leaving Japan: Money Checklist (Taxes, Pension, Resident Tax)
- NISA Calculator for Foreign Residents
- Retirement Allowance Tax Calculator