Calculators
Every calculator uses 2026 rates from the National Tax Agency, the Japan Health Insurance Association and other official sources. Your inputs stay in your browser. Not sure where to start? Try the life events.
Japan Take-Home Pay Calculator
Salary after tax in Japan for 2026, with your prefecture's health insurance rate, bonus, family, and the resident tax that starts in your second year.
Japan Pension Refund Calculator (Lump-Sum Withdrawal Payment)
Leaving Japan? Estimate your lump-sum withdrawal payment from employees' and national pension, the 20.42% tax withheld, and the refund you can claim with a tax agent.
Furusato Nozei Limit Calculator (Hometown Tax Donation)
How much you can donate in 2026 and pay only ¥2,000, with the one-stop exception, leaving Japan, and family living abroad explained.
Year-End Adjustment Refund Calculator (Nenmatsu Chōsei)
Estimate your 2026 year-end adjustment refund. The 2026 tax cut is settled in December, so most employees get more back this year.
Bonus Take-Home Calculator
How much of your bonus you keep in 2026: social insurance by prefecture and income tax at the National Tax Agency's bonus rate.
Health Insurance After Leaving Your Job (National Health Insurance vs Voluntary Continuation)
Your health insurance options in Japan after you quit, and which is cheaper: National Health Insurance (Tokyo wards) or keeping your employer's insurance.
Unemployment Benefit Calculator (Employment Insurance)
How much unemployment benefit you can get in Japan and for how long, with the August 2026 rates, the Hello Work steps, and what to report to immigration.
Maternity & Childcare Leave Benefit Calculator
Maternity allowance, childcare leave benefit (67% then 50%) and the post-birth support benefit, with the childbirth grant and premium exemption explained.
High-Cost Medical Expense Benefit Calculator
Your monthly cap on medical bills in Japan and the refund above it, with the new limits from August 2026.
NISA Calculator for Foreign Residents
How much tax-free growth NISA can give you, who can open an account, and what happens to it when you leave Japan.
Medical Expense Deduction Calculator
How much tax you get back when your family's medical costs exceed ¥100,000 in a year, and how to claim it in a tax return.
Net to Gross Salary Calculator
The gross salary you need for the take-home pay you want, for job offers and salary negotiation.
iDeCo Calculator for Foreign Residents
Your tax saving from iDeCo with the new limit from December 2026, and whether you could withdraw the money if you leave Japan.
Retirement Allowance Tax Calculator
The tax on a retirement allowance (taishokukin), and the 20.42% withholding and refund if it is paid after you leave Japan.
Mortgage Calculator for Japan
Monthly payment and total interest on a home loan, the housing loan deduction for 2026, and the permanent residency question.