Net to Gross Salary Calculator (Japan, 2026)
Job offers in Japan quote a gross annual salary (nenshū), but what matters is what reaches your bank account. Enter the take-home pay you want, and see the gross salary you need to ask for.
Last updated:
Calculated with no bonus
Gross annual salary you need
¥3,775,200
Gross monthly salary
¥314,600
Take-home rate
79.5%
With this salary you take home ¥3,001,028 a year (¥250,086 a month on average).
| Health insurance (incl. nursing care and child support) | ¥193,536 |
|---|---|
| Pension | ¥351,360 |
| Employment insurance | ¥18,876 |
| Income tax | ¥49,600 |
| Resident tax | ¥160,800 |
| Total | ¥774,172 |
Quick table: take-home to gross (2026)
Tokyo, no bonus, under 40, no dependents, with resident tax (from your second year).
| Monthly take-home | Gross monthly | Gross annual | Take-home rate |
|---|---|---|---|
| ¥200,000 | ¥247,300 | ¥2,967,600 | 80.9% |
| ¥250,000 | ¥314,600 | ¥3,775,200 | 79.5% |
| ¥300,000 | ¥380,000 | ¥4,560,000 | 79.0% |
| ¥350,000 | ¥445,800 | ¥5,349,600 | 78.5% |
| ¥400,000 | ¥513,800 | ¥6,165,600 | 77.9% |
| ¥500,000 | ¥672,700 | ¥8,072,400 | 74.3% |
For example, to take home ¥300,000 a month you need about ¥380,000 a month, or ¥4,560,000 a year. As a rule of thumb, employees in Japan keep roughly 75–80% of their gross salary.
Reading a Japanese job offer
- Nenshū (年収) is the gross annual salary, including bonuses. Gekkyū (月給) is the gross monthly salary. If a bonus is described as, say, "4 months", it is 4 times the monthly salary per year, usually paid in summer and winter.
- Many offers include fixed overtime pay (minashi zangyō) for a set number of hours. It is part of the monthly salary, so check how much of it is base pay.
- Commuting allowance is usually paid on top and is tax-free up to a limit, but it counts toward the salary used for social insurance, so premiums rise slightly.
Why your first year is different
Resident tax is charged on the previous year's income, so in your first year in Japan it is usually zero and your take-home pay is higher. Tick First year in Japan to see the salary you need for that year, but plan with it off: from June of your second year about 10% of your taxable income goes to resident tax. See why resident tax starts in your second year.
Assumptions
- You are an employee on Kyokai Kenpo health insurance, with your prefecture's rate for FY2026 and 2026 tax rules.
- No spouse or dependent deductions. The gross monthly salary is searched in steps of ¥100.
- Bonuses are paid in two equal parts. For monthly take-home, the calculation assumes no bonus.
Frequently asked questions
What gross salary do I need to take home ¥300,000 a month in Japan?
About ¥380,000 a month (¥4,560,000 a year) in Tokyo with no bonus, once resident tax applies. In your first year without resident tax, a little less.
How much of my salary do I keep in Japan?
Typically 75–80% for salaries between ¥3 million and ¥8 million. Social insurance takes about 15%, and income tax and resident tax take the rest.
Is there a Japanese version of this calculator?
Yes. The same calculation is available on our Japanese take-home to gross calculator.
Official sources
The rates and rules in this calculator come from these Japanese government and insurer publications (in Japanese).
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- Furusato Nozei Limit Calculator (Hometown Tax Donation)
- Year-End Adjustment Refund Calculator (Nenmatsu Chōsei)
- Bonus Take-Home Calculator
- Health Insurance After Leaving Your Job (National Health Insurance vs Voluntary Continuation)
- Unemployment Benefit Calculator (Employment Insurance)
- Maternity & Childcare Leave Benefit Calculator
- High-Cost Medical Expense Benefit Calculator
- NISA Calculator for Foreign Residents
- Medical Expense Deduction Calculator
- iDeCo Calculator for Foreign Residents
- Retirement Allowance Tax Calculator
These results are estimates based on the stated assumptions. They are not tax advice, and your payslip or tax office may show different amounts. Your inputs are calculated only in your browser and are never sent to Manesimu or anyone else.